What Do Orange County, California Homeowners’ Insurance Policies Cover When There is a Fire?

California homeowners are no strangers to the damage that can be done to a home by fire. But many wonder what their insurance policy will cover if their home suffers fire damage. The typical homeowner’s insurance policy will cover most losses from fire damage, unless the fire was intentionally set by the homeowners. That is…

Orange County, California Homeowners – Should You Pay for Earthquake Insurance?

When it comes to shelling out for earthquake insurance, many Orange County, California residents are on the fence. For most, if they buy it or if they don’t buy it, they are still left wondering if they made the right choice. Prior to the Northridge earthquakes of 1994, earthquake insurance was relatively inexpensive and for…