The recent San Bruno, California gas main explosion was a horrifying tragedy that claimed many lives, and even more homes. As Californians attempt to piece their lives together after the blast, they naturally want to know what they can expect from PG&E or their homeowner’s insurance companies. In general, if you are covered by homeowner’s insurance, your insurance company will pay you, and then they will go after PG&E for reimbursement.
Here is another important tip to make sure you get everything that you’re entitled to, no matter who ends up paying the bill: keep all of your receipts. If you have lost your house or it is uninhabitable due to the disaster, you are most likely entitled under the terms of your insurance policy to be reimbursed for all of your expenses incurred due to the loss of use of your home.
That includes meals out, hotel rooms or other lodging, new clothes, house wares, and even mileage driven to and from your new place. Most homeowner’s insurance policies will cover you for up to 18-24 months – but only for expenses you can back up with a receipt.
Callahan & Blaine has a nationwide reputation as one of the premier insurance litigation law firms in the United States. Under the leadership of the chair of its Insurance Law Department, Edward Susolik, Callahan & Blaine has been on the cutting edge of insurance law, insurance litigation and the representation of policyholder interests for over 25 years.
Callahan & Blaine has a wide expertise in insurance coverage and bad faith litigation covering the full spectrum of insurance law. In addition to representing policyholders, Callahan & Blaine also has extensive experience in representation of insurance and professionals, including agents, brokers and insurance companies in disputes within the insurance industry, including litigation with reinsurers, excess insurers and the Department of Insurance. Callahan & Blaine attorneys are also frequently called upon to render expert witness advice in litigation.
If your homeowner’s insurance claim is denied in the wake of a disaster like the San Bruno gas main explosion, contact Callahan & Blaine for expert insurance denial of claim representation.
