The recent San Bruno, California gas main explosion was a horrifying tragedy that claimed many lives, and even more homes. As Californians attempt to piece their lives together after the blast, they naturally want to know what they can expect from PG&E or their homeowner’s insurance companies. In general, if you are covered by homeowner’s…
Some of the things you and I take for granted every day are nothing but dreams to victims who have been seriously injured in an accident. Twenty six year old Mark Bouvier suffered brain damage in an auto accident nearly a year ago, when his fiancée was still pregnant with their son. Now dreams of…
Surgin Surgical Instrumentation Inc. was a manufacturer of certain devices for cataract surgery and had about ten percent of the market with projected annual profits of $7 million when Alcon, a competitor, filed a series of patent infringement and unfair competition lawsuits against the company. Truck Insurance, a subsidiary of Farmers Insurance Group, denied Surgin’s…
While most Orange County small business owners are aware of the basic types of business insurance they should carry, there are a few areas of coverage that many overlook. Identity theft and Internet fraud are two new areas of potential exposure that have emerged in recent years. Insurance companies have stepped up with products that…
Callahan & Blain’s client, Sentex Systems, Inc. designs and manufactures access control systems for commercial and residential buildings and gated complexes. When Electronic Security Services sued Sentex, alleging that a former sales manager from their company had joined Sentex and used confidential, trade secret information to recruit its customers, Sentex turned to its insurance company.…
While the state of California offers earthquake insurance to residents, many homeowners choose not to buy policies – opting instead to rely on government aid if an earthquake strikes. If you are trying to decide which option is best for you, consider the following: If a quake is declared a disaster, the government will provide…
Often when a business dispute arises, the party being sued accepts their role as defendant and takes a defensive stance against the charges levied. At Callahan & Blaine, we discourage our commercial and corporate litigation clients from thinking in narrow terms of “plaintiff” or “defendant.” When your company is attacked, you need a law firm…
As most Orange County, California homeowners already know, California earthquake insurance is sold separately from regular homeowners’ or renters’ insurance policies. That’s because, in California, earthquake insurance is overseen by the California Earthquake Authority (CEA) – a privately funded government agency that is actually the largest provider of earthquake insurance in the world. The California…
California homeowners are no strangers to the damage that can be done to a home by fire. But many wonder what their insurance policy will cover if their home suffers fire damage. The typical homeowner’s insurance policy will cover most losses from fire damage, unless the fire was intentionally set by the homeowners. That is…
When it comes to shelling out for earthquake insurance, many Orange County, California residents are on the fence. For most, if they buy it or if they don’t buy it, they are still left wondering if they made the right choice. Prior to the Northridge earthquakes of 1994, earthquake insurance was relatively inexpensive and for…
