As most Orange County, California homeowners already know, California earthquake insurance is sold separately from regular homeowners’ or renters’ insurance policies. That’s because, in California, earthquake insurance is overseen by the California Earthquake Authority (CEA) – a privately funded government agency that is actually the largest provider of earthquake insurance in the world. The California…
California homeowners are no strangers to the damage that can be done to a home by fire. But many wonder what their insurance policy will cover if their home suffers fire damage. The typical homeowner’s insurance policy will cover most losses from fire damage, unless the fire was intentionally set by the homeowners. That is…
When it comes to shelling out for earthquake insurance, many Orange County, California residents are on the fence. For most, if they buy it or if they don’t buy it, they are still left wondering if they made the right choice. Prior to the Northridge earthquakes of 1994, earthquake insurance was relatively inexpensive and for…
Orange County, California residents are no strangers to insurance claims arising from natural disasters. Landslides, wild fires and earthquakes all too frequently wreak havoc on people’s lives – and their property. And while insurance companies don’t require home and business owners to file claims immediately after a disaster strikes, it’s not a good idea to…
In 1993 there was a landslide in the Spyglass development area in Whittier, California. In the aftermath of the landslide, eight homeowners in the development sued the Spyglass Homeowners Association (HOA) for damages to their homes. Spyglass’ insurers also brought a declaratory relief action against the HOA. In return Spyglass brought an affirmative bad faith…
Twelve individuals, most of them chiropractors, were arrested in Orange County, California and will be charged in relation to an insurance over-billing scheme. The arrests resulted from a sting operation that targeted illegal patient referral and insurance over-billing tactics by Orange County, California physicians and attorneys. The district attorney’s office, working from a list provided…
Figuring out what your health insurance does and does not cover can be challenging under the best of circumstances. But when your child is diagnosed with autism or an autism related disorder, it can be even more difficult to determine what coverage you are entitled to under your health insurance policy. According to the website…
A recent blog post by an expert in insurance risk management and claims points out some potential business insurance nightmares that could be caused by oil from the Gulf Coast oil spill polluting up and down the Atlantic coastline. First party claims for direct loss or damage to property Business and property owners whose property…
Callahan & Blaine is proud to announce that Dan Callahan and Ed Susolik have been named among the top three business, insurance and personal injury attorneys in Orange County, California in the August 2010 issue of OC METRO magazine. The award is based on data from the well-known Internet lawyer rating service Avvo. The Avvo…
We here at Callahan & Blaine are very proud to be able to announce that our very own Dan Callahan and Ed Susolik have both been selected to the “Top 100 Lawyers in Southern California” list for 2010/2011, put out by Super Lawyers Magazine. Unlike some other attorney awards, Super Lawyers uses a rigorous process…
